Ceres AI
A personal finance assistant, at your side.
Ceres AI answers questions about your spending from your own records. Why dining went up, when your installments end, whether you’ll close the period ahead: the answer comes as a number, a short explanation and a chart.
First full period free · No card required
How it works
- 01
Ask
Type your question in your own words, or pick one of the suggested questions.
- 02
Get an answer from your data
Answers come only from your own (and, where allowed, your family’s) data, and say what they’re based on.
- 03
Act on it
Every answer has a shortcut to the right screen and follow-up questions to keep going.
The details
Ceres notes
What needs your attention arrives as short notes: a subscription price hike, a category jump, an installment ending.
Overspend warning
If you’re on track to overspend, it tells you how much you can spend a day for the days left.
Answers with charts
Each answer comes with a small chart that fits: weekly spending, installment load, a goal curve.
Privacy
Only the summary data relevant to your question is used; your data isn’t used for ads and isn’t sold.
Questions, answered
Does Ceres AI give investment advice?
No. Ceres AI summarises and explains your own records; it doesn’t give personal investment or financial advice.
Where does my data go?
To answer, only the summary data relevant to your question is sent to the AI service provider; the details are in our privacy notice.
Which plan is it in?
Ceres AI, meaning Ask Ceres and Ceres notes, is part of Premium and Family Premium.
More features
All features →- Income and spending, by periodYour payday starts a new period. Income and spending land in it, and the budget left is recalculated with every entry.See the feature →
- Subscriptions and recurring paymentsRent, bills, installments and subscriptions on one calendar. Catches price hikes and reminds you before payday, by notification or in your phone’s calendar.See the feature →
- Period and year-end WrappedAt the end of every period, quarter and year your spending story is ready. Hide the amounts and share it in one tap.See the feature →
- GuideHow to track and cut your subscriptionsPut every subscription on one list, look at its yearly cost, keep track of price hikes and cancel the ones you want to drop before they renew.Read →